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Protection & Insurance Plan Policy

Company Overview

Veterans Benefits Consulting (VBC) is committed to empowering veterans and their families through comprehensive, affordable insurance and support solutions. Since 2019, we’ve proudly helped thousands of veterans navigate the complexities of the VA system and secure the benefits they’ve earned. With our deep industry expertise and veteran-focused mission, we deliver unmatched care, guidance, and service.

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Membership Plans Overview

VBC offers three plan tiers—Bronze, Silver, and Gold—to fit a variety of veteran needs and budgets. Each plan provides increasing levels of support, from essential services to full insurance coverage and ceremonial assistance.

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Bronze Plan

$12.00 Annually (Just $1/month)

Includes:

  • Personalized Membership Card mailed to your home

  • Free Benefits Consultation

  • Navigation Support for existing VA benefits

  • Assistance Obtaining DD-214 (Discharge Documentation)

  • Help Locating Medical Records

  • Suicide Prevention Support

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 Silver Plan

$15.00 / Month

Includes everything in the Bronze Plan, plus:

  • Access to Pro Bono Attorneys (Family Law, Debt Issues)

  • Discharge Upgrade Assistance

  • VexLex Legal Support – legal assistance tailored to veterans’ needs

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 Gold Plan

$30.00 / Month
(Formerly $29.99 – now expanded)

Includes everything in the Silver Plan, plus:

 Insurance & Financial Benefits

  • Insurance Protection

  • Casket Paid-in-Full Guarantee

  • 21-Gun Salute Ceremony Coordination

 Health & Legal Benefits (from previous policy)

  • Veteran Benefits Consultation – Expert review and guidance on VA entitlements

  • Health & Wellness Support – Discounts on counseling, physical therapy, and mental health resources

  • Financial Assistance – Help managing finances, disability claims, pensions, and survivor benefits

  • Legal Services – Discounted legal help with VA claims, appeals, and veterans' rights

  • Priority Support – Expedited customer service and claims consultation

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Eligibility

All U.S. veterans eligible for benefits through the VA system may apply. Proof of military service and relevant VA documentation is required for enrollment.

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Coverage Period

  • Bronze Plan: Coverage begins immediately upon receipt of payment and is valid for 12 months. The plan renews automatically each year unless canceled.

  • Silver Plan: Coverage begins once the first monthly payment is received and remains active with ongoing monthly payments. The plan renews automatically each month unless canceled.

  • Gold Plan: Coverage begins upon receipt and processing of the first monthly payment. The plan remains active with timely monthly payments and renews automatically unless canceled.

 

 

2. Updated Cancellations Section

Cancellations & Refunds

  • You may cancel your plan at any time by logging into your account on the VBC platform.

  • If canceled within the first 30 days, a full refund will be issued.

  • After 30 days, cancellations stop future charges, but no refunds are issued for prior payments.

 

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Payment & Policy Terms

  • Bronze Plan: $12.00 annually, billed once per year

  • Silver Plan: $15.00/month, paid monthly

  • Gold Plan: $30.00/month, paid monthly

All payments can be made by credit card, debit card, or bank transfer. Monthly plans renew automatically unless canceled.

 

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Re-enrollment Policy

If a member cancels their plan and later wishes to re-enroll, the following conditions apply:

  • All returning members are required to pay six (6) months in advance at the time of re-enrollment, regardless of which plan tier (Bronze, Silver, or Gold) they select.

  • This advance payment is non-refundable and will be applied toward future coverage.

  • Members are free to change their plan tier at any time while actively enrolled.

  • Once a plan is canceled, the 6-month prepayment requirement will apply again for any future re-enrollment.

Example: A veteran cancels their Silver Plan in April. If they choose to rejoin in August, they must pay six months upfront to re-activate their membership, regardless of whether they return to Silver or switch to Bronze or Gold.

 

 

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Customer Support

For questions, assistance, or support with your membership:

Disclaimers & Definitions

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The following outlines key terms, limitations, and service expectations associated with the VBC Veteran Insurance Policy and Membership Plans.

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Casket Paid-in-Full Guarantee

This benefit covers the full cost of a standard casket, up to a predefined maximum limit, for eligible members enrolled in the Gold Plan. Coverage may vary based on geographic location, provider availability, and compliance with VBC guidelines. Terms and limitations apply. Subject to verification of eligibility and confirmation of service status at time of need.

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VexLex Legal Support

VexLex Legal Support provides veterans with access to legal resources and assistance for issues related to military service, discharge upgrades, and VA claims. Legal support may be informational or advisory in nature and does not guarantee legal representation unless specifically stated.

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Discharge Upgrade Assistance

Available through Silver and Gold Plans, this service offers guidance on the process for applying for a military discharge upgrade. Assistance includes document review, preparation tips, and application submission support. This service does not guarantee a successful outcome, as discharge decisions are made by the respective military boards.

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21-Gun Salute Ceremony Coordination

This benefit includes guidance, scheduling support, and resources to help eligible veterans receive full military honors, including the 21-gun salute. Availability may vary by region and is subject to military unit availability. VBC does not guarantee the performance of the salute but will assist in coordinating the request with appropriate military or veteran services.

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Pro Bono Legal Services (Silver & Gold Plans)

VBC may provide access to qualified attorneys offering free or reduced-cost legal support in areas such as family law, debt resolution, or veterans benefits. Availability may vary based on location, demand, and attorney participation. Services are limited to consultation unless otherwise arranged.

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General Disclaimers

  • VBC is not affiliated with the U.S. Department of Veterans Affairs (VA) or any government agency.

  • Services and benefits provided through VBC membership plans are non-insurance, supplemental support services unless explicitly stated otherwise.

  • All benefits are subject to change, availability, and applicable plan terms.

  • VBC reserves the right to modify, substitute, or discontinue any benefit or service at its discretion.

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                Benefitveterans@icloud.com                     808-321-8481

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Copyright 2021, Veteran Benefits Consulting, LLC. All Rights Reserved.

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